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	<title>Comments on: Loan mods still aren&#8217;t doing the job</title>
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	<description>Things you should know about consumer news and finance.</description>
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		<title>By: Tim Manni</title>
		<link>http://blog.hsh.com/index.php/2009/07/loan-mods-still-arent-doing-the-job/comment-page-1/#comment-21653</link>
		<dc:creator>Tim Manni</dc:creator>
		<pubDate>Tue, 01 Sep 2009 18:05:10 +0000</pubDate>
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		<description>Marcia,

Sorry to hear about your struggles. You right -- be wary of anyone requesting money of front, they could be trying to take advantage of your situation. If you haven&#039;t already, be sure to look over MakingHomeAffordable.gov, that&#039;s the govt&#039;s website. There you will find a lot of useful info on the loan mod program. 

Remember, while I know it&#039;s frustrating, these refi and loan mod programs are voluntary for lenders. And unfortunately for many like yourself, lenders don&#039;t seem to be complying.

Keep us posted.

Thanks,
Tim</description>
		<content:encoded><![CDATA[<p>Marcia,</p>
<p>Sorry to hear about your struggles. You right &#8212; be wary of anyone requesting money of front, they could be trying to take advantage of your situation. If you haven&#8217;t already, be sure to look over MakingHomeAffordable.gov, that&#8217;s the govt&#8217;s website. There you will find a lot of useful info on the loan mod program. </p>
<p>Remember, while I know it&#8217;s frustrating, these refi and loan mod programs are voluntary for lenders. And unfortunately for many like yourself, lenders don&#8217;t seem to be complying.</p>
<p>Keep us posted.</p>
<p>Thanks,<br />
Tim</p>
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		<title>By: Marcia</title>
		<link>http://blog.hsh.com/index.php/2009/07/loan-mods-still-arent-doing-the-job/comment-page-1/#comment-21351</link>
		<dc:creator>Marcia</dc:creator>
		<pubDate>Mon, 31 Aug 2009 19:32:54 +0000</pubDate>
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		<description>Please help me I am like every other consumer who is trying
to stay in their home, have hardship, have limited income,
have been paying my mortgage (not that I CAN!  not that
I can afford it, but am afraid not knowing who or where
to go for help because Wells Fargo is my investor - not because I ever went to them to begin with but because Countrywide messed me up on my loan, than I had to go for another loan, got stuck with an interest only one, than they sold my loan to Wells Fargo who now is my lender, who I have been told that they are my investor, who I have been told that they have strict guide lines -who since April 19th I have tired to get a loan modification of which I worked with their executive office fiancial help people, which did not receive my papers
or lost them, or told me to resend all of which I did over and over.  Told me now that I have a deficiet of course, I do that is why I need help with my loan to begin with so that I do not loose my home which we have lived in for 23 years and that we are senior citizens with medical hardships, loss of income, etc. etc. etc.  All we want to do is have a loan modification so that we can pay are loan and live in it with respect and dignity.  Do not want to go bankrupt, do want to pay are bills and live with our own self respect!! 
Obamba ha got to get these banks to work their programs with all of us -Yes, force them to fix it now!! before we all go down!  It is crazy -  Please someone tell us what to do for you cannot trust anyone.  Those that want money up front or the banks themselves.HELP HELP HELP</description>
		<content:encoded><![CDATA[<p>Please help me I am like every other consumer who is trying<br />
to stay in their home, have hardship, have limited income,<br />
have been paying my mortgage (not that I CAN!  not that<br />
I can afford it, but am afraid not knowing who or where<br />
to go for help because Wells Fargo is my investor &#8211; not because I ever went to them to begin with but because Countrywide messed me up on my loan, than I had to go for another loan, got stuck with an interest only one, than they sold my loan to Wells Fargo who now is my lender, who I have been told that they are my investor, who I have been told that they have strict guide lines -who since April 19th I have tired to get a loan modification of which I worked with their executive office fiancial help people, which did not receive my papers<br />
or lost them, or told me to resend all of which I did over and over.  Told me now that I have a deficiet of course, I do that is why I need help with my loan to begin with so that I do not loose my home which we have lived in for 23 years and that we are senior citizens with medical hardships, loss of income, etc. etc. etc.  All we want to do is have a loan modification so that we can pay are loan and live in it with respect and dignity.  Do not want to go bankrupt, do want to pay are bills and live with our own self respect!!<br />
Obamba ha got to get these banks to work their programs with all of us -Yes, force them to fix it now!! before we all go down!  It is crazy &#8211;  Please someone tell us what to do for you cannot trust anyone.  Those that want money up front or the banks themselves.HELP HELP HELP</p>
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