When I was writing this post a light bulb went off in my head (and not the good kind, the kind that makes you say “aw crap”). When I wrote that ‘it was likely that a majority of the credit card customers that this bill has tried to protect have already been dropped’…I thought, who’s left? Who’s left are people that will benefit the least. Not good, “drastically disappointing” indeed.

Good hearing from you, thanks for commenting,
Tim

However, fewer people getting credit might be a good thing in the long run. Less outstanding debt from people who really couldn’t afford it, fewer mailings going out randomly which means we’ll be left alone more, and, if you’re like me, canceling credit cards that are doing this type of thing to us, or at least some of them.