February 20th, 2010 (Modified on January 30th, 2013)

Time to Review Our Latest Content



Here we go again. First, let’s begin by checking out the latest posts on

Friday:U.S.’s Worst Housing Markets Get More Cash“: Earlier today President Obama announced the latest addition to his Home Affordable Modification Program (HAMP) at a townhall meeting in Las Vegas. Five of the nation’s hardest-hit housing markets — Nevada, Arizona, California, Florida and Michigan — will receive a combined $1.5 billion in aid.

Thursday:Will the Homebuyer Tax Credit Be Extended?“: While there’s significant sentiment out in the market that the homebuyer tax credit will expire as planned on June 30 2010, we’ve begun to formulate the opinion that the credit will receive its second extension.

Wednesday:Should Illegals Be Kept Out of Mods?” (2 comments): Representative Kenny Marchant’s (R-Texas) has proposed a bill that would prevent illegal immigrants from both issuing home loans as well as getting loan modifications. Mortgage E-Verify Act involves a web-based tool that could, according to Marchant, save millions of dollars each year that would otherwise be lost to mortgage fraud.

Tuesday:Borrowers: Have You Even Considered an ARM?” (3 comments): There are at least a couple reasons why you don’t hear much about adjustable rate mortgages (ARMs) anymore. “While ARMs aren’t very popular at the moment, they can still be used to a homebuyer’s advantage,” according to the latest issue of’s Market Trends Newsletter.

Monday:Mortgage Rates Eased Last Week“: Mortgage rates have shown some profound stability lately in the face of turbulent market conditions.

Now, let’s take a step back and look at the new articles that appeared this week on

First-Time Homebuyers:Down Payment Assistance Still Exists

Refinancing:Refinancing for Younger & Older Borrowers

Home Equity: Building Home Equity: It All Adds Up

Government Programs:HAMP is Hampered: Will New Changes Help?

Loan Modifications & Help:Successful Mortgage Loan Modification

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About the HSH Blog's daily blog focuses on the latest developments in the mortgage and housing markets. Our mission is to relate how changes in mortgage rates and housing policy, as well as the latest financial news, impacts consumers, homebuyers and industry insiders alike. Our 30-plus years of experience in the mortgage industry gives us an edge as we break down the latest changes in an ever-changing market.

Our bloggers:

Tim Manni

Tim Manni is the Managing Editor of and the author of their daily blog, which concentrates on the latest developments in the mortgage and housing markets.

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