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March 13th, 2010

Weekly Recap: Job Loss, FHA, Tax Credit and Low Rates…Is There Something We Missed?



At blog.HSH.com we strive to write about the hot topics in the mortgage and housing markets. Once in a while we delve into personal finance, credit cards, or anything else that’s bound to have a profound impact on your bottom line.


State & Local Government Jobs — The Next Shoe to Drop?“:

Just as many experts were claiming that the residential housing market had hit bottom, others warned that the crisis was only beginning to develop in the commercial real estate market.

Now it seems that the same can be said for the public and private job markets. As the private job market trends toward improvement, the public job market is slated to be the next shoe to drop in the unemployment crisis.

Click here to read more.


Is There Something We’ve Missed?“:

If you have an idea for a story, or would like us to look into an issue that we haven’t yet discussed, feel free to let us know.

Can Borrowers Save the System?“:

There’s a significant divide between those at the Federal Housing Administration (FHA) and its critics over how the FHA can improve their fiscal situation and the housing market as a whole.

The FHA wants more borrowers into their system, while critics say that kind of reasoning is why the FHA is in trouble to begin with.

Click here to read more.


Has the Homebuyer Tax Credit Been a Success in 2010?“:

After writing a post yesterday on the homebuyer tax credit — asking readers just how well they know the tax credit — the question popped into my head: “I wonder how successful the tax credit has been this year in comparison to last year?” I got an answer from one source.

Click here to get that answer.


How Well Do You Know the Homebuyer Tax Credit?“:

Think the tax credit doesn’t have to be repaid? Think again.

Is the homebuyer tax credit a loan? Is it a credit? Is it a one-time check for a couple grand? Does it ever have to be repaid? These are all good questions, and questions we’re not sure everyone knows the answers to. As tax time is upon us, it’s more important than ever to understand such things.

Click here to get the specifics.


30-Yr Fixed Conforming at 5.07%: 10-Week Low“:

According to last week’s Market Trends Newsletter, “The all-important 30-year fixed conforming average slipped to 5.07% [last week],” a 10-week low point.

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About the HSH Blog

HSH.com's daily blog focuses on the latest developments in the mortgage and housing markets. Our mission is to relate how changes in mortgage rates and housing policy, as well as the latest financial news, impacts consumers, homebuyers and industry insiders alike. Our 30-plus years of experience in the mortgage industry gives us an edge as we break down the latest changes in an ever-changing market.

Our bloggers:

Tim Manni

Tim Manni is the Managing Editor of HSH.com and the author of their daily blog, which concentrates on the latest developments in the mortgage and housing markets.

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