July 11th, 2010

Time to Review Our Week




Here Are a Few Things to Think About“:

-Who is and who should be ultimately responsible when it comes to a failed home loan?

-With rental vacancies falling and rents increasing in certain areas of the country, should existing and would-be renters be worried?

-Are we prepared for the possibility of a double-dip-housing recession?


GUEST POST: ‘All Right! The Deadline Has Been Extended!’”:

Over the last few weeks or so, we (the blog) have been encouraging readers to elaborate on their comments by offering them the opportunity to write a guest post.

Reader “Morticia” works in the mortgage banking industry and has been working “nights and weekends” to close loans in time for the tax credit. The pressure on the mortgage industry to close these loans in time was tremendous.


POLL RESULTS: Overwhelming Support for Extending Closing Deadline“:

We want to thank all our readers who participated in our latest poll: “Do You Support the Extension of the Homebuyer Tax Credit’s Closing Deadline?

With over 1,000 votes so far, it is clear that the overwhelming majority of our readers supported the extension. To date, 92% of voters thought extending the closing date of the homebuyer tax credit was a good idea, with some 77% noting that their deal wouldn’t have closed without it.


Mid-Year Update: 2010 Outlook for Mortgage Rates“:

On December 31, 2009, released the “2010 Outlook for Mortgage Rates and the Mortgage Market.” We examined the 10 most important factors that we thought would influence mortgage rates and the overall mortgage market throughout the upcoming year.

It was a humbling experience as we went back to take a look at our original forecasts in order to make the appropriate mid-year updates.


HSH Newsletter: ‘Rates and Economy: Low and Slow’”:

“Low and slow”: The perfect strategy for cooking barbecue ribs, but far from ideal in terms of an economic situation. Unfortunately, “low and slow” is how our current economic recovery is playing out. Some of the latest economic reports that investors and analysts were hoping would thrust us toward a speedier rebound — June’s job report, home sales (to name a few) — haven’t delivered.

The one bright spot in our slogging economy is mortgage rates.

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About the HSH Blog's daily blog focuses on the latest developments in the mortgage and housing markets. Our mission is to relate how changes in mortgage rates and housing policy, as well as the latest financial news, impacts consumers, homebuyers and industry insiders alike. Our 30-plus years of experience in the mortgage industry gives us an edge as we break down the latest changes in an ever-changing market.

Our bloggers:

Tim Manni

Tim Manni is the Managing Editor of and the author of their daily blog, which concentrates on the latest developments in the mortgage and housing markets.

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