October 12th, 2010

Don’t forget about our “HSH in the News” page



If you haven’t checked it out recently, be sure to visit the “HSH in the News” section of the blog (at the top-right corner, just below the search box).

Premier media outlets across the country contact on a weekly, if not daily, basis, to quote our mortgage rate information and our experts in their news items.

The “HSH in the News” section is just another facet of our overall website which offers readers the latest commentary and information on what’s happening in the mortgage and housing markets.

Here are just a few examples of our latest mentions:

October 8, 2010 — “3 Signs the Mortgage Market Has Hit Bottom,” a article by AnnaMaria Andriotis, quoting

The sheer size of these loans suggests more risk for the lender. (If the borrower defaults, the lender could take a bigger hit.) But for the high-quality borrower, it’s risk the banks now seem willing to take, says Keith Gumbinger, a vice president at HSH Associates, a mortgage-data tracking firm.

October 7, 2010 — “Fed’s $2 Trillion May Buy Little Improvement in Jobs,” a Bloomberg article by Craig Torres and Scott Lanman, quoting

Lower home-loan rates may fail to spur additional refinancing because lenders are reluctant to give loans to people who are unemployed or have low credit scores, said Paul Havemann, vice president at HSH Associates, a publisher of consumer-loan data in Pompton Plains, New Jersey.

October 1, 2010 — “Mortgages Are About to get More Expensive,” a article by AnnaMaria Andriotis, quoting

“The signal is that FHA is expecting a somewhat better borrower,” says Keith Gumbinger, vice president of mortgage-data tracking firm HSH Associates

September 30, 2010 — “Congress holds mortgage limits at nearly $730K,” an Associated Press article by Alan Zibel, quoting, also appearing on

In December 2008, borrowers who wanted a jumbo loan were paying 1.8 percentage points higher on their mortgage rates than convential government-backed loans, according to financial publisher HSH Associates.

That gap narrowed as the crisis eased. As of last week, borrowers who receive jumbo loans were paying a premium of 0.8 percentage points, according to HSH. That’s still above a pre-crisis level of 0.25 percentage points.

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About the HSH Blog's daily blog focuses on the latest developments in the mortgage and housing markets. Our mission is to relate how changes in mortgage rates and housing policy, as well as the latest financial news, impacts consumers, homebuyers and industry insiders alike. Our 30-plus years of experience in the mortgage industry gives us an edge as we break down the latest changes in an ever-changing market.

Our bloggers:

Tim Manni

Tim Manni is the Managing Editor of and the author of their daily blog, which concentrates on the latest developments in the mortgage and housing markets.

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