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August 27th, 2011

Flooding: A natural disaster all homeowners must deal with

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house and floodThis week we’ve written about earthquakes, hurricanes and now flooding. Although earthquakes made an exception of where they typically strike this week, with the epicenter of a 5.8 quake centering just outside our nation’s capital, all natural disasters tend to occur in only specific parts of the country.

Well, all except one…Flooding.

Flooding strikes in rain forests, it strikes in deserts, it hits highly-populated areas, it hits the sticks, it thumps the mountains, and it hammers the valleys.

Flash floods can develop very quickly, sometimes in just a few minutes and with no warning, explains HSH.com contributing writer Gina Pogol in her latest article titled, “Flooding: The most common natural disaster in America“:

Flash floods can be dangerous walls of debris-carrying, roaring water and can sweep away most things in their paths. 

You need to be especially aware of flash-flood danger if you live in a low-lying area or near water. Even tiny or seasonal streams, gullies, creeks, culverts, dry streambeds, or low-lying areas that appear harmless in dry weather can flood and flood fast.

Since flooding doesn’t discriminate on which parts of the country it targets, homeowners nationwide need to make sure their homes are prepared to handle heavy rains and rising tides.

Be sure to read Gina’s article to learn which prevention measures can be taken and how flood insurance can help save your home and your belongings.

For more information:

5 ways flood insurance may soak you

Who needs flood insurance?

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One Response to “Flooding: A natural disaster all homeowners must deal with”

  1. Check your insurance coverage as hurricane season arrives | The Insurance Blog Says: June 18th, 2012 at 4:59 am

    [...] homeowners are also not aware that floods, even those due to a hurricane storm surge, are not covered by homeowners insurance, says Mari Adam [...]

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About the HSH Blog

HSH.com's daily blog focuses on the latest developments in the mortgage and housing markets. Our mission is to relate how changes in mortgage rates and housing policy, as well as the latest financial news, impacts consumers, homebuyers and industry insiders alike. Our 30-plus years of experience in the mortgage industry gives us an edge as we break down the latest changes in an ever-changing market.

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Tim Manni

Tim Manni is the Managing Editor of HSH.com and the author of their daily blog, which concentrates on the latest developments in the mortgage and housing markets.

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