Another 111 lenders have been added to the Federal Deposit Insurance Corporation’s (FDIC) “problem bank” list. That bring the nation’s ‘problem bank’ list to a grand total of 416, the most in about 15 years. The institutions on the problem list represent nearly $300 billion in assets that the FDIC is responsible for insuring if they do indeed fail.

Eighty-one banks have failed so far in 2009, and the experts say there are more to come. The increase in failures has already prompted the FDIC to increase certain fees that they charge banks in order to raise additional funds:

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On Thursday the Federal Deposit Insurance Corporation (FDIC) announced that their list of troubled banks increased from 171 to 252 in the last three months of 2008 — the largest total since the middle of 1995.

While many consumers would love to get their hands on this list, Federal officials — realizing the potential for disaster — do not release this information to the public. Revealing such information could cause consumers to panic, likely resulting in a run on bank deposits — similar to what happened at IndyMac.

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